About

Touziboke.com is a digital journal that chronicles the journey of a novice investor attempting to navigate the perilous waters of the financial universe in the hopes of reaching safe harbour and achieving the ultimate goal of financial independence.

The 2008 Great Financial Crisis threw the global economy into unprecedented financial turmoil, from which it is still struggling to recover.

The global stock market has staged an undeniably impressive recovery since its low point in 2008. However, this massive reflation is only possible because of the global central banks' concerted efforts in quantitative easing.

While QE was successful in stemming the tide of economic collapse in 2008, it also created an environment of low-interest rates, even negative interest rates in some regions, in which the wealth of middle-class savers and retirees' retirement funds were plundered by the government in order to unfairly reward the rich.

In a world of ultra-low or negative interest rates, retirees have been forced to restructure their retirement portfolios in order to increase yield and cash flow.

As a result, this blog chronicles the journey of a novice investor as he attempts to construct a retirement portfolio that will provide a sufficient yield while maintaining a reasonable risk profile.